Run your numbers, live.
Three simple tools to measure the effect of a decision. For a precise calculation tailored to your situation, let's talk.
Indicative simulation, assuming a constant return, before fees and tax. Returns are not guaranteed; unit-linked funds carry a risk of capital loss.
Your bracket appears on your French tax notice (“marginal rate”).
Contributions are deductible from your taxable income within your allowance (shown as “plafond épargne retraite” on your French tax notice). Savings are in principle locked until retirement, except in cases provided by law (buying your main home, major life events). Withdrawals are taxed.
French tax rules in force in 2026, presented in simplified form. The gift allowance and the family cash gift renew every 15 years. Life insurance applies to each insured parent, on amounts paid in before age 70. Every situation is different: a meeting lets us build the right strategy.
Dates you shouldn't miss.
I remind you ahead of each key deadline in the Point de vue letter.
Last day to pay into a PER
To reduce your tax on 2026 income. It is also the end of the scheme exempting up to €100,000 of cash gifts used to buy a new home or for energy-efficiency renovation.
A snapshot of your assets
Your property assets are valued on this date for the French real estate wealth tax (IFI).
Livret A rate review
The Livret A savings rate is reviewed twice a year. A good time to check your emergency savings are well placed.
Income tax return
The dates are announced by the tax authorities in April. The right time to review your investments and your PER allowance.
Let's get acquainted.
The first meeting is free and with no obligation.